Friday, June 15, 2012

True Figures - The Cost of Pharmacy School

So, I haven't kept it a secret that I have not felt fulfilled as a pharmacist.  I have posted many rants about my job, and have considered going back to school.  Actually, I recently attended an academic advisement meeting to see what I need to do to go to medical school, and have scheduled other meetings to research various fields that I am interested in.   So far, I believe that medical school is no longer an option for me, as it is to much time for me to invest at 27 years old. Not that it wouldn't be worth it, but I don't want to be 35+ years old before I start practicing on my own. Not to mention the $180,000 of debt the average student graduates with (in my state).

-Lesson-
If you want to go to medical school, pursue it first, as it is a huge investment of time, money, and energy.  It takes a bachelors degree, four years of medical school, 2-4 years of residency, and then 2-4 more years of fellowship (depending on your specialty).

That being said, I would like to talk a little more about pharmacy.  Where I live, the job market is getting saturated.  People are graduating without jobs.

Let me rephrase that.  People are graduating with $150,000+ in debt, without a job.... debt that never goes away... ever.

Personally, I graduated with a little over $170,000 of school debt, which is a little funny to me.  It's funny because one of the factors that lead me to choose pharmacy over medical school was the debt factor.  My grandpa did some homework for me just before I graduated high school, and took me around to talk to people regarding a major.  I actually had a physician tell me to stay away from medical school because of the debt, and to go to pharmacy school because it is cheaper and pharmacists make a good living.

Sounded good, but looking at it now, I seemed to have graduated with the same debt as the average physician when they graduate.  Not to mention that fact that I make half to a quarter of their average salaries.

BOOOOOOOOOOO!!!!

This is absurd.  Not only are we paying more for our education, we are now graduating without the promise of a job near our home.

I will have to admit that I did take the max amount of loans to include cost of living during school, which left me with about $10,000 a semester (during pharmacy school NOT undergrad).  Therefore, if you are going to any kind of grad school, take it from me and BE DILIGENT.  Do not give in to the "American Way" of thinking that you can have it now and pay for it later, because you will become a SLAVE to debt.  Just like our nation has become a slave to our debt and debtors (thanks China!).  Also remember that the Bible says not to go into debt to anyone, but if you do, get out of it as soon as possible (for you will be a slave to your debtor).

My monthly payments for my loans are a little over $1500.  That is on the 10 year plan they put you on when you graduate.  You can extend the loans to the 30 year plan, or apply for some of the special programs that they have to reduce your cost per month, but that is what it costs me to stick with the 10 year plan.

If you have ever crunched the numbers (or have seen them crunched), you will recognize the fact that extending loans to 30 years will basically DOUBLE the amount you pay for the original item purchased.  So I would pay $340,000 for my education (including the cost of living amount) instead of the original $170,000.  Hence the reason I am sticking with the 10 year plan.  Now, add that payment to a $1000 dollar a month mortgage, and you will see that there isn't a lot of room to try to make double payments to get out of debt as soon as possible.

That being said, it seems very compelling for me to stop complaining and just appreciate the fact that I:

1. Have a job close to home
2. Have a good salary
3. DO NOT WORK IN RETAIL
4. I am in a place where I can try to get debt free as soon as possible

In fact I have looked at this, and have decided it isn't all that bad.

However, I have been called by the Good Lord above to do something Radical, and I have decided to answer that call.

Please read my next post to hear an amazing true story that may just inspire you to follow the Lord with all of your heart, mind, and soul.

Until next time,
Peace to you and may the Lord Bless You in all that you do.   - AMEN!

548 comments:

  1. reading your post really made me scared. I currently finished my third year as an undergrad in pharmacy school in NY. I have been hearing that the pharmacy jobs are very saturated in many states. So I have been seriously considering working in Alaska if I have to. that way I can be debt free in less than 10 years. I just hope that the economy recovers a little by the time I graduate so I don't have to go too far.....

    ReplyDelete
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    10. Hello everyone...

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      Delete
    11. Hello everyone...

      I am Nicole Morgan by name, currently living in California, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in August 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $87,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Jad Harb. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: jadloandevelopers@yahoo.com

      Delete
    12. Hello everyone...

      I am Nicole Morgan by name, currently living in California, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in August 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $87,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Jad Harb. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: jadloandevelopers@hotmail.com

      Delete
    13. Hello everyone,
      My name is Samantha Jeff, I am from the Texas, United State, am here to testify of how i got my loan from Mr Andre Frank {frankloancompany@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Andre Frank the C.E.O of Andre Frank Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Andre Frank, who really help me with my loan and changed my lief for better. I don't know if you are in need of an urgent loan, free feel to contact Mr Andre Frank on his email{ Frankloancompany@yahoo.com} for help

      Delete
    14. HOW I GOT MY LOAN FROM A RELIABLE AND GENUINE LOAN COMPANY

      Hello everyone,

      My name is Laura Billey from Texas USA, 37 years of age , I want to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Mason Diego, the managing director of Diego Loan Company after been scammed by other fake lenders, i was hopeless and didn't know who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also be a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via: diegoloancompany@yahoo.com for more info on how to get your loan. And once again..... Thanks Be To Mr Mason Diego of diegoloancompany@yahoo.com for giving me a loan of 96,000.00USD.

      Delete
  2. I feel the need to encourage you. I don't mean to scare anybody, rather give them the truth. Think about this, $10,000 a semester for cost of living times 8 semesters is $80,000. That would reduce my debt by half (when you add the summer cost of living loans too). I seriously doubles my debt for cost of living! The average intern pay is from 12 to 16 dollars an hour! I could have worked harder, played less, and been in a much better position today.

    BE FAITHFUL and BE DILIGENT. Do what God has called you to do and trust Him to take care of it ALL. I can honestly say that I have learned a lesson from all of this, and I get a chance to help others with it. So I thank God for that!

    ReplyDelete
    Replies
    1. Testimony on how i got my LOAN.....

      My name is Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { lewisloancompany@yahoo.com } they will never fail, your life shall change as mine did.

      Delete
    2. Hello everyone, My name is Laura Billey, am 37 years of age , I want to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Mason Diego, the managing director of Diego Loan Company {diegoloancompany@yahoo.com} after been scammed by other fake lenders, i was hopeless and didn't know who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also be a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via: diegoloancompany@yahoo.com for more info on how to get your loan. AND ONCE AGAIN. THANKS BE TO Mr Mason Diego OF diegoloancompany@yahoo.com for giving me a loan of 96,000.00USD.

      Delete
    3. Hello everyone...

      I am Nicole Morgan by name, currently living in California, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in August 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $87,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Jad Harb. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: jadloandevelopers@yahoo.com

      Delete
    4. HOW I GOT MY LOAN FROM A RELIABLE AND GENUINE LOAN COMPANY

      Hello everyone,

      My name is Laura Billey from Texas USA, 37 years of age , I want to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Mason Diego, the managing director of Diego Loan Company after been scammed by other fake lenders, i was hopeless and didn't know who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also be a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via: diegoloancompany@yahoo.com for more info on how to get your loan. And once again..... Thanks Be To Mr Mason Diego of diegoloancompany@yahoo.com for giving me a loan of 96,000.00USD.

      Delete
  3. Excellent blog very nice and unique information related to Pharmacy School. Thanks for sharing this information.
    Pharmacy Manufacturer

    ReplyDelete
  4. Replies
    1. Hello friends!!! My name is Patient Jones a citizen of USA. i want to testify of the good Loan Lender who showed light to me after been scammed by 4 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000USD. One day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Alowiz Christle Loan Company(alowizloanfinance@yahoo.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $600,000.00 Dollars by this great Company (Alowiz Loan Finance} managed by Mr.Alowiz Christle and here i am today happy because Alowiz Christle COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact Alowiz Christle Loan Company now for your loan via email: Alowizloanfinance@yahoo.com

      Delete
  5. Hello young rx. I enjoy your blog. However, I was thinking about starting Pharm school in 2013 (I graduated with a BS in Biochem in 2008). I really enjoy chemistry, so I thought Pharm would be great, but it is very distressing to hear about how people on the blogs dislike their jobs. Would you recommend that I get out while I still can?

    ReplyDelete
    Replies
    1. 1st question- Have you had any experience in pharmacy?

      Delete
    2. Yes.

      Pharmacist, 10 years

      Delete
    3. aside from job shadowing and interviews, no

      This is the OP.

      Delete
    4. Pharmacy is not like chemistry. Chemistry (if you were to be a true chemist) is much more science-oriented. If you go retail, you WILL start to become a 'pill counter', to some extent anyway. The pharmacists that become supervisors or managers, and don't work on the bench any longer, don't even know -- or wanna know -- much about drugs, therapeutics, pharmacology, anymore. To them it's all about sales, and 'customer' service (note that I did not write 'patient care').

      Delete
  6. MDs dont make twice the amt of an RPH (unless they're specialized and have their own practice of course.) but look up public figures at the VA website.. GP makes 110K... same as a pharmacist.

    ReplyDelete
    Replies
    1. There are two cardiologists at my hospital that drive Bentleys as their second car. They work their tails off but the earnings potential for doctors compared to pharmacists is what I really think about. Medicare pays doctors alone around 1 grand for a cath and 2 grand for a CABG from what I've heard. So it's on them to decide how many cases they want to take. Sure GP's make the same, but there are so many options for them, we can try to consult, or we can dispense meds.

      Delete
    2. Incorrect regarding VA salaries: the website may say that, but none of the physicians actually sign on with a salary of 110k, it gets adjusted closer to 175 to 200k with grade increases based on the location.

      Physician earning is much higher, my wife brings home 200k as a sub-specialist at a academic medical center and has offers in private practice around 350-400k when she decides to leave academia. Do not get me wrong, I love my job as a clinical pharmacist at a specialized hospital but my salary will never meets hers. But I do have amazing benefits;)

      Delete
    3. Hello friends!!! My name is Patient Jones a citizen of USA. i want to testify of the good Loan Lender who showed light to me after been scammed by 4 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 8,000USD. One day as i was browsing through the internet looking forsterated when i came across a testimony man who was also scammed and eventually got linked to a legit loan company called Alowiz Christle Loan Company(alowizloanfinance@yahoo.com) where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $600,000.00 Dollars by this great Company (Alowiz Loan Finance} managed by Mr.Alowiz Christle and here i am today happy because Alowiz Christle COMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact Alowiz Christle Loan Company now for your loan via email: Alowizloanfinance@yahoo.com

      Delete
    4. Good day every one please i want to use this medium to share a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $3,700, i became so desperate in getting a loan from a legit loan lender online who will not add to my pains,then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue she told me about a loan lender by name Mark Oscar. So i applied for a loan sum of ($230,000) with low interest rate so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than three(3) days the loan was deposited into my bank. You can Contact them via email: oscarloanfinance@hotmail.com for your loan.

      Delete
  7. i never understood why ppl think MDs make sooo much money. of course on average MDs make more.. and they have more opportunity to open a practice but also they have a more hectic work week.. 80 hrs weekly... being oncall. being an MD is your life 24/7. being a pharmacist.. u goto your job for 8 hours then you go home and forget everything you did. Of course, there are pluses and minuses for both. but if i had to choose again id pick pharmacist every time. and if you get the chance to open up your own pharmacy (on average independent bring in 380K profit-- just from one pharmacy). I have a lot of friends who own independents and they make tons of money. So, really if youre into this for the money. you must be a savvy business man.

    ReplyDelete
    Replies
    1. I can understand that, but do you really feel fulfilled dispensing meds, or checking allergies, or doing inventory? Sure it's all about the patient, but what about the volume of retail?

      Delete
  8. You really have a way of words. Great style of delivering the information and I could relate to it. Such a great information for me. Thanks for this.
    viagra online no prescription

    ReplyDelete
  9. You mean I have to pay back my school loans?

    ReplyDelete
  10. There are plenty of pharmacists that i work with that have to rotate on-call duties. I'm a technician since 1999, and I currently work in home infusion. My company recently wanted me to be on-call AS A TECH!! I don't get paid enough (even with on call pay) to go home and have to worry about an on-call phone ringing with a disgruntled patient while I am out with friends trying to have a good time or just home relaxing!!! On average i work a good 10 hours AT LEAST and i'm scheduled for an 8 hour shift.

    ReplyDelete
    Replies
    1. The scheduler at CVS where I was at, asks people to 'be on-call' but gives no sort of stipend for taking it. In other words, if you agree to be on-call for the weekend, in case something comes up, and you don't get called-in, you will receive no pay for it. So, what's the point of obligating yourself to being on-call?

      Delete
  11. Only a few blogger would discuss this subject the way you do.

    ReplyDelete
  12. OP do you have any updates?

    ReplyDelete
  13. Wow, interesting! Has anyone else come across the same thing compared to this? I am curious where to find more responses on this matter…

    ReplyDelete
  14. Hi
    I'm sorry! I came across your blog by accident!! great post !!
    Im a pharmacist too, my debt is all paid off but I still hate my job. I left my last job couple months ago thinking that my experience will lead me to a better job...and by better job I mean something that creates more satisfaction no matter how the pay is! But no luck so far...but I still don't regret the decisin to leave my job... Both my parents and my sister are doctors, I see how hard it is to be a doctor but I also see the rewarding side of it too....like when they save a patient's life or ease their pain . The pay is much higher...my 30 year old sister is making more money in her first year of being a neurologist than me after 5 years of being a pharmacist. sorry if sounded depressing,just wanted to vent off.

    ReplyDelete
    Replies
    1. Hey, depending on which state you are a pharmacist in, we may be able to make you love your job more then you ever thought possible or since it sounds like you're in between jobs right now, maybe give you the tools to actually enjoy being a pharmacist and make more then the average income for it. I am the account purchasing manager at a pharmaceutical wholesale company. Feel free to e-mail me anytime. My name is Cory. Purchasing@prestigemedgroup.com

      Delete
  15. I came across your blog by accident. I think you should go to medical school!! I know you think the debt load is too much and you are getting too old. Don't worry about it!! Especially the age!! In 10 years, you won't believe you were ever that young. GO BACK TO MEDICAL SCHOOL!! That's what you really wanted to do. You got talked out of it. Now talk yourself back into it. You won't be sorry if you go to medical school but you will be sorry if you don't!

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  16. NICE POST!!! Thank you for providing this information. Pharmacy is very popular course these days. Keep it up.
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  17. Hi nice post, thanks for the posting about pharmacist job.

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  18. Pharma jobs only for medical line. if you have done any graduation course, you apply for bank jobs.

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  19. Dear YoungRx;

    I am in a similar position as you, and would really really really like to know what the Lord called you to do. I know you said in your next post, but I haven't seen a post more recent than this one.

    I am still waiting on the Lord to direct me in (or out) of my plans.

    Thank you, and I look forward to your new post.

    ReplyDelete
    Replies
    1. Found your post and depending on which state you are a pharmacist in, we may be able to make you love your job more then you ever thought possible. I am a believer myself and work for a pharmaceutical wholesale company. There may be opportunities available for you that the majority of pharmacists do not have the knowledge of. Feel free to e-mail me anytime to discuss particulars. My name is Cory. purchasing@prestigemedgroup.com

      Delete
  20. Hey! Have you ever noticed, have your writting skills improved so far?

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  23. You know what I love about this job? The rate at which they hire and fire you, relocate you, fire you. The way they make up "customer" complaints. And you know what if you are really lucky you will serve this position perfectly for 25 years and then get replaced by someone younger. Good luck to all of us,sooner or later we are all doomed, sooner for some, sooner for later......

    ReplyDelete
    Replies
    1. Are you currently a Pharmacist out of work? Sounds like that may be the case. Although I hope not, depending on which state you are a pharmacist in, we may be able to make you love your job more then you ever thought possible. I'm a purchasing manager for a pharmaceutical wholesale company and would love to speak with you. Feel free to e-mail me anytime. purchasing@prestigemedgroup.com

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  27. I don't know if your situation has improved at all, but I may be able to help depending on which state you are a pharmacist in. I am the purchasing account manager for a pharmaceutical wholesale company and there may be an opportunity to help benefit you greatly. Feel free to contact me any time on my e-mail Purchasing@prestigemedgroup.com. Look forward to hopefully speaking with you. God Bless.

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  28. What area are you working in since you said you are not in retail? I am a pharmacy student now and would love some feedback, because I definitely know that I don't want to be in retail or at least for a long time.

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  29. please visit this link and get more info about the top pharma colleges.
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  30. I graduated May 2012 and I am still unemployed! I also graduated with $100,000+ in loan debt!

    I've decided to return to school. Pharmacy is tanking and I'm going to get out as soon as possible. I couldn't care less about my loans!

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  35. Very Informative Post.....Pharmacy is the health profession that links the health sciences with the chemical sciences and it is charged with ensuring the safe and effective use of pharmaceutical drugs. To become a good pharmacist, pune is the best place. The pharmacy colleges in pune are the place where you get all the knowledge about the pharmacy along with the details of the chemicals which are used for making medicines.

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  36. Where are you getting your average pharm school debt numbers? Would like the source for a study. Thanks!

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  37. This website is very good for the students who need information on Top pharmacy colleges in pune.this website provides the exact details of the best Pharmacy colleges in pune

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  38. The career of pharmacy is very much lucrative considering the number of developments and growth taking place in the healthcare sector. So if you are willing to go with pharmacy fellowships, you have an option open to have a nice career in it. Luckily there are sites like pharmacyfellowships.com, which helps us in this regard.

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  39. nice blog very informative thans for posting keeps on going

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  40. I came upon your post randomly.
    i am currently a pharmacy student and have the same thoughts and feelings about pharmacy especially on how we as pharmacists can really be used in the mission field. I also went into pharmacy wanting to help my family and the people/community around me. But i have my uncertainties and doubts about pharmacy as my passion in it is somewhat lacking.
    If you don't mind me asking, do you feel satifisfaction in your career as a pharmacists andWhere has God lead you to in your next step? Would love to read your next post on what God has been doing in your life.

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  42. You do have some points, but I will say that everyone's situation is different. For example, I plan on graduating with about 125-130K total (including undergrad, and daily accruing interest). Sure it may seem scary, but I also have a spouse who makes about 50k a year (sure not a whole lot) but she doesn't have school loans and we have virtually zero credit card debt. We also do not have kids yet, as we are 25 and are going to wait until early 30s to have children. So, we should be able to pay a good portion of my debt in a few years that way when we have children we can make smaller payments and still pay off debt in reasonable time frame. I also should say I have about 7 years of pharmacy experience so I totally understand what I am getting into.

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  43. Nice info!!!But one can also make also make career in the other fields if not in pharmacy
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  44. This site helps a lot, it gives you more information about Pharmacies.

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  45. Nice work, Information on this page is very useful and relevant for the students who want to do Pharmacy in India. Pharmacy in India is a health profession course and becoming very popular these days.
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  47. I usually spend most of time studying and experimenting on medicines and drugs. I find it useful as now I am persuing Course in Pharmacovigilance. Keep posting like this.

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  48. Hello Everybody,

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  49. Pharmacy is one of the course provided by many pharmacy colleges and having a good career.
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  50. Get a pen and paper, follow along, and tell me if I'm messing up something cuz I'm going to pharmacy school and am crunching the numbers here.

    Ok so 180,000 dollars worth of debt is a lot, but if you take average pharmacy salary (100,000-125,000 so I'm using 107,500 for my calculations here which is the average of the average mehehe ;P) and take out your taxes (whew higher brackets suck!) then you are looking at around 90 grand net income a year. Now you bought a house (I don't know why you did that while you still had loans but hey we will play your game). We'll take your net income, divide by 12, that's around 7500 a month.

    Now I am a frugal, sensible, and thrifty man. My expenses are 850 a month (That's EVERYTHING, the rest I stack away into my 4 mutual funds, 401k, vacation fund, and Real Estate investment accounts.)

    BUT for you, we will go non-Frugal. SO FINE! $1500 is lopped off the top and take another $3500 for expenses(mortgage included + car payment, entertainment, random sword you found on eBay, electricity, food, gas. I mean jesus unless you really are not paying attention, and just swiping that card like a maniac, then I don't know how someone could blow $2500, there isn't enough Vietnamese sewn junk and Chinese trinkets out there to SENSIBLY do that.) I broke it down as follows, This will be constant throughout all calculations, (i.e. you will have a car payment the whole time you are paying on the loan and investing for retirement.)

    So 7500 start. 1500>loan and 3500> 1000 mortgage, 800 health ins, 500 car payment, 150 car ins, 200 gas, 200 food, 200 electricity, 150 cell, 50 cable/internet, 15 netflix, 20 MAXIM subscription you keep forgetting to cancel, and 215 for whatever I missed, odds and ends, sword and necklace for your wife, etc., which leaves you with 2500 x12months = 30000. SOO

    30000 extra cash a year. take that and put it towards your loans for the first 5 years (I know it'd take less time than that to pay it off since you are also paying the regular payment but I'm applying internal standards deviations here of thousands to keep the calculation plausible and realistic.)

    so your 27 yrs old. add 5 years thats 32. debt free. lets say you skimp a couple years. add 3 more, thats 35.

    Now you have paid off your loans. so subtract that payment. Now you start investing your 4000 a month, say you want to party more..lets make it 3500. SOOO 3500 x12mo =42000. When I did an investment plan for a friend I used 42,380, which is what I'll use here so I don't have to redo it. It'll be off by a bit but you'll get the idea.

    42,380 (might have used 43,380 but whatever) invested yearly, at year entry, at an abysmal 2% investment rate, and compounded biannually into itself, yields over 10yrs appox 522,960.18 which at 15yrs is ~801000, then at 20, you'll be ~55yrs old, its at ~$1,109,000. SOOOO with a rather NON-FRUGAL plan here, you can pay off your debt and become a millionare by 55, and if you get an actualy investment rate of 5-7% and invest intelligently and produce mutliple income streams (which is what I am attempting at the moment with my real estate endeavors and fantasy book and instructional ebooks im writing on the side.) then you can half that. If you live more frugally and are more aware of your expenses and financial situation, you could have 2 million in the bank at 40 and never have to work again.

    Someone tell me I missed something? You have to have malpractice insurance as a pharmacist or something? I left a lot of lee way in those calculations so...anyone feel free to bash it.


    REED

    ReplyDelete
    Replies
    1. If you gross $107,500, you're not going to net $90,000. Let's give a real-life example W2:: Gross: $99,671.43, Fed Income Tax withheld: $19,455.71, Social Security Tax: $6,179.63, Medicare Tax: $1,445.24, State Income Tax withheld: $4,896.74. I know there will be deductions and a tax refund, but 99,671.43 minus all of the listed taxes is: $67,694.11. You may get a couple thousand or so refund.... This doesn't count all the excise, fuel tax, sales tax, property tax, and fees that might have to be paid throughout the year.

      Delete
  51. Nice Info! Before purchasing from any of these online pharmacies stores, verify the drug store's legitimacy with the Professional Association of the NABP.

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  58. Wow! Brandon. That's really nice.Even though I believe you probably left a few but I feel you are right on. I have my bachelors and preparing for my prerequisites now,however the atmosphere is filled with so many shades of doom and gloom and sometimes I wonder if it will be worth it, am glad I took some time to read your entire post. Am hoping to see /hear some more realistic inputs from Pharmacist on the field to see how far you are further from the truth, if any.Thanks all.

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  62. My brother-in-law is going to school for this. I think he may only have one year left. We are all really excited for him. He has been in school for a long time, so it will be good to see his hard work pay off.

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    ReplyDelete
  63. Ive been in pharmacy for over 20 yrs in retail, home infusion, and hospitals as a tech. Considered pharmacy school but after seeing so many disgruntled pharmacists i chose not to apply. Pharmacists are highly educated and get the worst treatment from doctors and nurses. Pharmacists are underutilized in clinical settings as well. If it were me i would choose home infusion as my career choice. Yes, you may have to take on call but its nothing compared to retail hell or hospital positions. Hospitals have so many core measures that its unbearable. High turnover rates in most of my jobs!

    ReplyDelete
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  72. Hello everybody, Am Mrs Martini Maul , This is a testimony that i want to say to every one out there, thanks be to God almighty for his kindness and goodness upon my life. what will i have done if not for Mr Richard my manager in company i work, who i will always see as a God sent man who God have chosen to help people who are in financial need like me a poor widow who was short listed and short of funds a man who have two kids and has so many responsibilities, who directed me to this nationwide bank located in UK, and was scammed before the sum of $6,000 usd with one Mr Paul Waiter Loan Company before i was directed to this bank where i received my loan sum of $110,000.00 usd, i never believedthat there is still a legit way where poor people like me can get a loan with low interest rate @ 2.5%, people are in financial problem and are ready to help after been scammed $1,200, I Was been directed to this bank where i just received a loan sum of$110,000.00 usd from, i never believed that there is still a legit way to receive a loan, until i bring it into discussed with Mr Richard my manager, I so much thank god that due to my scared about the transaction regarding the money that have been scam from me by Mr Paul Waiter Loan Company, I was having no more money with me, But the little that i was with, i was having no more option rather than to try my luck for the second time’s to avoid losing my home(accommodation) so i think about it i came to a conclusion that i should try again so i contacted the bank via email..customercare20@natwimce-ntl.com they attended to me in less than 8hours i applied for a loan sum of $110,000,00 usd the loan was approved with low interest rate 2.5% and after the processing, i got my
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  73. I was in this exact spot 2 years ago. I applied to pharmacy schools and got interviews and called the bank to take out a loan the week before my first interview and got a 9% interest rate. Half of my loans would be that much and I don't have in state anywhere because I won't be able to get into the only pharmacy school in Utah (its top 10). So... I was looking at 120-150k for tuition for OOS or for profit schools. That's just tuition- not cost of living. I have a wife and 2 kids so our cost of living is between 20-30k a year. So we were looking at 200-300k in loans. I did the math and after taxes I would be living off of 30k a year until all my debt was paid off... yeah.. that's not going to happen. I submitted my applications this month for medical school where I'll be paying 200-300k to be making 200-300k. That seems more logical to me.

    ReplyDelete
  74. I am so confidence to say that one’s in my life time i can experience been a comfortable mother, if i was directed by somebody else to this bank, i wouldn’t have written them because i have been fooled several times by online loan firm on the Internet and i decided stay off applying for loan online, If not i wouldn’t understand the bank procedure to obtain a loan from them, until a time came when my son was into a serious sickness, due to the predicament i had in my place of work that leads to my sack off in my place of work and i
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    Mrs Brande Katrine

    ReplyDelete
  75. Hello everyone, My name is Mrs Jennifer Anderson and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Richy Walters, he was the saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD and i will advise any one who is in genuine need of a loan to contact Mr.Richy Walters via email at. skypebankloanfirm@gmail.com because he is the most understanding and kind hearted lender.

    ReplyDelete
  76. Hello everyone, My name is Mrs Jennifer Anderson and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $ 100,000 USD to start my life all over as i am a single mum with 4 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr Richy Walters, he was the saviour GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $ 100,000 USD and i will advise any one who is in genuine need of a loan to contact Mr.Richy Walters via email at. skypebankloanfirm@gmail.com because he is the most understanding and kind hearted lender.

    ReplyDelete
  77. Good-day,

    I'm Mr. Heckert Kenneth. A reputable, legitimate & accredited lender. We give out loan of all kinds in a very fast and easy way, Personal Loan, Car Loan, Home Loan, Student Loan, Business Loan, Inventor loan, Debt Consolidation. etc

    Get approved for a business or personal loans today and get funds within same week of application. These personal loans can be approved regardless of your credit and there are lots of happy customers to back up this claim. But you won’t only get the personal loan you need; you will get the cheapest one. This is our promise: We guarantee The lowest rate for all loans with free collateral benefits.

    We strive to leave a positive lasting impression by exceeding the expectations of my customers in everything I do. Our goal is to treat you with dignity and respect while providing the highest quality service in a timely manner.

    No social security Number required and no credit check required, 100% Guaranteed.

    So email: heckertken@outlook.com today to apply for a LOAN.

    ReplyDelete
    Replies
    1. Greetings..
      Please contact us for your secure and unsecured Loan at an Interest rate of 3%
      ........................................

      Is the difficulty of the economy affecting you this year, is your bank refuses to give you a loan

      for this year? If your answer is yes, then you need a loan. I'm Mr Lee Chang, the owner of a

      lending company We offer safe and secure loans at an interest rate of 3%.


      * Are you financially squeezed?
      * Do you seek funds to pay off credits and debts?
      * Do you seek finance to set up your own business?
      * Are you in need of private or business loans for various purposes?
      * Do you seek loans to carry out large projects?

      If you have any of the above problems, we can be of assistance to you but I want you to understand

      that we give out loans at the interest rate of 3%.

      * Borrow anything up to $95,000,000 USD.
      * Choose between 1 to 20 years to repay.
      * Choose between Monthly and Annual repayments Plan.
      * Flexible Loan Terms.
      Please if you are interested check back with us through this email

      address:leechangloancompany.ch@gmail.com

      We promise a 100% guarantee that you will receive your loan at the end of this loan

      transaction.There is no security check, no credit check

      Regards
      Lee Chang
      LEE CHANG LOAN COMPANY

      Delete
  78. Testimony on how i got my LOAN.....

    My name is Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { lewisloancompany@yahoo.com } they will never fail, your life shall change as mine did.

    ReplyDelete
  79. My Name Is Mrs Helley Jenna I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Tony Tarton Loan Company I was referred to by my cousin,who is by name,Mr.Shepherd Luis Of pay day loan firm.They made my life a valuable one,and gave it a meaning.I was approved loan of $78,000.00 USD AND IN 28 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan company at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (Beliana) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 2%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is Mr Tony Harton, Feel free to email him at his via Email:tonyharton2@gmail.com”and you will be free from scams. thanks as you read the greatest testimony of my life.

    Mrs Helley Jenna

    ReplyDelete
  80. Testimony on how i got my LOAN.....

    My name is Paul Ferdinand, i am from Chicago USA, married, i have been searching for a genuine loan company for the past 3 months and all i got was bunch of scams who made me to trust them and at the end of the day, they took my money without giving anything in return, all my hope was lost, i got confused and frustrated,i find it very difficult to feed my family, i never wanted to have anything to do with loan companies on net, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my greatest surprise i got the loan within 24 hours, i could not believe, i am happy and rich again and i am thanking God that such loan companies like this still exist upon this scams all over the places, please i advise everyone out there who are in need of loan to go for { lewisloancompany@yahoo.com } they will never fail, your life shall change as mine did.

    ReplyDelete
  81. Are you searching for a very Genuine Loan? The good news is here ! ! ! We Offer LOANS ranging from $5, 000.00 to $30, 000, 000.00 . at 2% interest rate per annual. LOANS for developing business We are certified, trustworthy,­ reliable, efficient, Fast and dynamic contact­ us via Email: Century.kredit@hotmail.com

    ReplyDelete
  82. Do you need an urgent loan to pay off you bill?if yes contact us via leolobitohelpfunds@hotmail.com for more information..

    ReplyDelete
  83. Are you in need of financial help and you do not know who to trust or where to go?contact us today for more information on how to get your dream loan,contact us via for more info.
    Pastor Michael.
    By grace ye are saved Eph.2:5
    pastormichaelloanhouse@outlook.com

    ReplyDelete
  84. Hello, i am Mr kenet mark a private loan lender who gives life time
    opportunity loans. Do you need an urgent loan to clear your debts or
    you need a capital loan to improve your business?
    have you been rejected by banks and other financial agencies? Do you
    need a consolidation loan or a mortgage? search no more as we are here
    to make all your financial problems a thing of the past. We loan funds
    out to individuals in need of financial assistance, that have a bad
    credit or in need of money to pay bills,to invest on business at a
    rate of 3%. I want to use this medium to inform you that we render
    reliable and beneficiary assistance and will be willing to offer you a
    loan. So email us today on : oceanfinanceloancompany646@gmail.com we await your
    swift response best regards Mr kenet mark.....

    ReplyDelete
  85. Hello everyone, My name is Laura Billey, am 37 years of age , I want to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Mason Diego, the managing director of Diego Loan Company {diegoloancompany@yahoo.com} after been scammed by other fake lenders, i was hopeless and didn't know who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also be a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via: diegoloancompany@yahoo.com for more info on how to get your loan. AND ONCE AGAIN. THANKS BE TO Mr Mason Diego OF diegoloancompany@yahoo.com for giving me a loan of 96,000.00USD.

    ReplyDelete
  86. Good day.

    I can't hide this great testimony that take place in my life I will love everyone to know it and be partaker that is why I always place it on answer, I am Mrs,Natalie Cuttaia by name, I live in Texas, United State Of America, I want to thank (Mr.Bruce Brandon) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a loan of $100,000,00 as I was running out of money for feeding and rent. I was scammed $6,800 Dollars and I decided not to involve my self in such business again but a Friend of my introduced me to a loan firm due to my appearance and doings.

    And I told him that I am not interested of any loan deal anymore but he told me that there is still a nice lender who he will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $100,000.00usd, by this great Company (Bruce Brandon Loan Company) managed by (Mr.Bruce Brandon) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via: ( bruce.brandon071@gmail.com ) And you will be free from scams in the internet.

    All thanks to Mr.Bruce Brandon You are the one who remove me and my family out of poverty. The reason why i am doing this is that, i promise Mr.Bruce Brandon that if i truly got my loan, i will advertize his company and bring customers to his company. Contact him via ( bruce.brandon071@gmail.com )for the Loan you have been looking for..

    ReplyDelete
  87. Good day,

    We offer a variety of loans to individuals (personal loan) and corporate bodies at an interest rate of 3% per rate.This is to help you meet your financial obligations, especially with the ongoing global financial crisis. You can borrow from 5000 to 10,000,000 (pounds, euros or dollars) For further inquiries, please contact us via e-mail (majorbizlimited@yeah.net) Regards. hope to hear from you soonest

    God Bless You.

    Mr Martins Cole
    MD/CEO

    ReplyDelete
  88. The leather industry is one of the largest and the 4th largest export industry in India. There are lots of demand and job offers for those who want to make career in this industry. The Various Career Options and Prospects in the Leather and the Footwear IndustryThere are many fashion design institutes in India that offer all the courses at various levels from certificate to diploma courses in footwear desgining and the production courses in leather technology.

    ReplyDelete
  89. We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks, for the bible says""Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened"so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    email us now scottloancompany10@gmail.com

    ReplyDelete
  90. I am Mr Goldsmith Will a Legitimate And a Reputable loan Lender. We are dynamic company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills,to invest on business. I want to use this medium to inform you that we render reliable and beneficiary assistance as be glad to offer you a loan.

    Contact us via mail address: goldsmithloancompany24@gmail.com

    Please write back if interested.

    FULL NAME.........
    SEX..........
    COUNTRY..........
    LOAN AMOUNT.........
    DURATION......
    PHONE NUMBER:.........

    Thanks

    Mr. Goldsmith

    ReplyDelete
  91. Hi everyone here. What Christine Coleman said is very true though i may not know her. I experienced it first hand also. It was this organization called Santo loan firm (S.L.f)that really helped me to pay my medical bills when i was in dare need of money because i am a widow. A friend of my also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 48 hours, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via: santoloanfirm@live.com and get a loan from them. Thanks.(Olivia)

    ReplyDelete
  92. My name is Mr Henry Josh and i live in the USA California and life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first SON needed a kidney transplant and all our savings were going towards his medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my wife will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 12 hours through bank transfer and you know, it was all like a dream and i called Mr Daniel Jones A Man who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest man on earth because by GOD’S grace, my SON kidney transplant was successful and today he is healthy, i and my family are living very comfortable and happy and if you are in my former situation or in serious and legitimate need of a loan, you can reach this GOD sent lender via fidelityloanfirm@outlook.com

    ReplyDelete
  93. I NEVER THINK I WILL SUCCEED IN GETTING A LOAN FROM THE INTERNET Good day, My Friends be very careful, I am Mrs Jane Wembli,an American who base in the United Kingdom, i am so confidence to say that one's in my life time i can experience legitimacy in loan company on the Internet world, if i was directed by somebody else to this company, i wouldn't have written them because i have been fooled several times by online loan firm on the Internet and i decided stay off applying for loan online until a time came when i was having financial problem due to the predicament i had in my place of work that leads to my sack off in my place of work and i have nobody to run to, my credit was very low, my rent was approaching it expiring dates and my kids have to been in school but due to my ex-sense spending before i got sack off from place of work i have nothing solve all this problem. I have no other option than to come online looking for online loan firm that will help me out of my financial problem and i came across a loan firm and i was scammed of $5000USD in my attempt of obtaining a loan from them and i almost committed suicide and i ask my self is this the end of my life because i am a dieing mother of three kids to take care of, where will i get money to finance their education and pay my bills? all this are the questions that kept running inside my mind and became frustrated in the process of doing that and a words of encouragement came into me instantly saying it is not over yet, keep trying and you will definitely got in touch with your helper very soon and i stood up and said i will give this a last try and if nothing happens that means there is no hope for me any longer. And i went online that very moment and i came across a post by one (Mrs Christiana Douglass) saying that she has never seen a real loan firm like ocean finance Loan Company and instantly i consulted the loan firm by the email which she place on the post and in that same day i got response from the manager (Kenet Mark) and he forward to me all the Rules and Regulations that is guiding the company which will enable me to obtain the loan from them and i ask him how long will it take me to finish the process of my loan because i am planning of getting into business after i lost my job and he said it will take us three to four days if i am fast in replying their message. I ask him,hope i am not going to send any money to them because i was told here in my country that i shouldn't send any money in getting a loan and he replied by saying that it surprise him when i said that because their is no loan firm online who will render service to a loan seeker without him/her paying anything upfront. It sound very hurt to his hearing and he took it as a pain and explained everything to me and when i have a rethink about it i discovered it was true and that was were those false loan firm took advantage in defrauding people of their had earn money and he gave me his words that i should go on with them and he will took me by surprise that they are truly for real and i went on and apply for a business loan of $200,000.00 USD for the duration of 10years and i paid all the charges that are needed to be paid and like he said he is going to surprise me, that was what he did, it was then i knew that there are still real loan company on the internet otherwise i wouldn't have known. here is the consultation
    address:Oceanfinanceloancompany646@gmail.com, if you want to. consult them for more information

    Thanks

    MR kenet mark

    ReplyDelete
  94. APPLY FOR AFFORDABLE LOAN WITH BARRY JONES COMPANY.CONTACT ADDRESS: barryjonesloanservice@hotmail.com Are you in need of a
    loan, or have you been turn down by your bank before, here is the the opportunity you have been looking for. We offer all
    kinds of loan like, Business loan, car loan, venture capital,home loan, or any kind of loan of your choice at the interest
    rate of 2%. Interested persons should contact us on this EMAIL: barryjonesloanservice@hotmail.com

    ReplyDelete
  95. Do you need a loan for any reason? Do you need a loan to start up a business? you can get afforable loan from us at 3% interest rate contact us via email: markwilliamsfinanceagency@gmail.com

    ReplyDelete
  96. End your financial worries today:

    I am from Latvian I can smile with this God Fearing man I received a loan of $80,000 and two of my colleagues have also received loans from this man without any difficulty. I advise you not to choose the wrong person if you actually apply for a cash loan for your project and any other. I publish this message because Mr.Andres Williams made me feel blessed with his loan. It is through a friend I met this honest and generous God fearing man who helped me get this loan fund to regulate your life, You needed financial help, You are stuck, No access to bank credit, or do not have the benefit of a bank, you need to finance your construction, real estate development, creating your own business up your personal business, you have seen and need to make money, a bad credit or need money to pay bills or debts. So I advise you out there to kindly contact and meet you for the services you ask of him. His contact address: andresloanfirm07@live.com
    Contact him for more information, be clear and honest.

    His Email:andresloanfirm07@live.com

    ReplyDelete

  97. Wao , i never knew it was true until i got my loans also , each time i read several testimonies of people about this loan company online i keep feeling it was a set up or probably they were all faking it but not knowing that it was absolutely 100% real . i am also also happy and thankful that i am also a witness to it and now i am among all those testifying about this loan company online. Queeneth Stark Loan Council is the best !! I have had 100 % attention to everyone of my questions and they were handled immediately and above all also ,i just got my loan of $ 10,000.00 via my bank account here in Netherlands. I would recommend this service to everyone!
    here is the details that i used in contacting them : mrsstarkloans@aol.com

    Mrs Zoe Amber.
    Netherlands.

    ReplyDelete
  98. Hello everyone!!!

    My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called ALVAROLOANCOMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $85,000 Dollars by this great Company (ALVAROLOANCOMPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOANCOMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOANCOMPANY now for your loan via email:ALVAROLOANCOMPANY@yahoo.com
    Thank You All For Your Understanding,

    MRS.LAUREN TRAVIS

    ReplyDelete
  99. Good day,
    Are you a business man or woman? Are you in any financial mess or do
    you need funds to start up your own business? Do you need loan to
    settle? Your debt or pay off your bills or start a nice business?
    Ocean Finance offer loan at low interest rate of 3% and with no credit
    check,we Offer Personal loans, debt consolidation loans, venture
    capital, business Loans, education loans, home loans or loans for any
    reason. Please We can even help with business finance!.
    Any interested Applicants should get back to us
    via email below:
    Thanks.
    Mr. Zhang (C.E.O)
    Mr. Greg Wilferson
    Mrs Cindy Clackson
    e-mail: zhangloancompany@yahoo.com

    ReplyDelete
  100. My name mrs Pastuovic i live in USA i applied for a loan of 15000usd from a scam pretend to be a loan lender he rip me off the some of 2000usd,i was totally frustrated so a good friend of my from Chicago told me how he was rescued when she was scam by the same lenders so he testify to me how she was rescued from a loan lender called Mr Wayne Matthew gave a loan amount of 100000usd and i am now a family of 2 and i am happy today God will bless him more and more so contact him so that he can also give you loan amount you need here is the email Wayne.matthewloanhome@outlook.com

    ReplyDelete
  101. Attention Please,

    This is to announce to the General public about a genuine lender online that helped me when i was in financial difficulties. I am Mrs Giselle Dawn living in Manassas, USA. I was stuck in a financial situation and i needed to refinance my business and also to buy a home. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, i was introduced to a private loan lender by names Mr. Crist Luis who gave me a loan of $500,000USD and today my business has improved and I'm now a owner of a home. So, I'm here to let you know that if you must contact any firm with reference in getting a loan with low interest rate of 2% and better repayment plans and schedule, please contact Mr.Crist Luis. He doesn't know that I'm doing this but i will like others to know that there are still some good persons out there who is still willing to assist those in financial difficulties so i decided to let people know more about him. You can contact him through his email at {cristluisloanservices@yahoo.com} to get a genuine loan offer today.

    ReplyDelete
  102. My Name Is Jones Clifford From Poland, An X-Scam Victim and how i get back on my feet and be a personal business owner with cars and landed properties…. This is to announce to the general public about a legitimate lender online.
    HERE IS MY SUCCESS STORY:
    I was in a critical search of a genuine loan lending company were i can obtain a loan of $50,000.00 some lender’s that Came to me sheep clothing i never knew they where frauds until i was given the terms of their loan and i agreed eventually i was scammed they scammed me of my hard earn money up to four lender’s that scammed me the sum of $10,000.00 and i though that all is over that there can never be any other genuine lender until my Husband’s Friend Barbara Blue ford the general manager of Cot sat and cot sat company told me that there is a genuine lender that he obtained a loan of $70,000.00 At 2% interest rate From that makes him own a private business and a house of his own he Referred me to a Loan company Investment,E-mail:smithstevecashloans Where he obtained the loan of ($80,000.00 ) i told them how referred me to them i applied for a loan of $50,000.00 after my application and i sent to them the useful information for them to process my loan after 12hours i received a notification From their company that my loan has been approved and processed in the next 12hours my loan of $50,000.00 was transferred into my account. And i promise them for coming to my rescue i am going to spreed the good news to the entire world about SMITHSTEVECASHLOANS IS THE BEST IN THE WORLD
    smithstevecashloans@yahoo.com is their contact email
    And tell them Jones Clifford referred you to them and your wish will be fulfilled… thanks

    ReplyDelete
  103. What an incredible story in my life, I am Mrs Wilecia Berbana ,currently living in New York City, USA. I am a widow at the moment with three kids and i was stuck in a financial situation. Last two months i needed to refinance and pay my bills and some others serious debt. I was looking for a loan of $ 650,000.00 USD then I apply for a loan in one of the on-line loan company where i was scam about $3,800,00 usd in lending in the UK, but when I put the complain my good friend told me that the only place to get a loan on-line is MARY LOAN FIRM the company is 100% guarantee that if I apply in a business loan I am to get the loan without any delay in the transaction, so i did, with a great fear in my heart not to loose money for the second time. My brothers and sister i want to let you know that there are still good people in the world we can trust and have faith on. With the advice of my friend in which I ask the company for a loan last week and to my greatest surprise i just got my loan yesterday. My hope and trust was all gone but now i new there are real loan firm we can trust. Am using this opportunity to inform you all that if you are in need of a loan, do not go else where so sick for a loan. i have found a real loan lender that can help you because he told me that the success of the societies is his pride i want you to sick for a loan in MARY LOAN FIRM. Here are the company email: maryjamesloanfirm3@gmail.com And i promise you that your life will never remain the same again,I will be waiting to hear your own testimony.

    Mrs Wilecia Berbana

    ReplyDelete
  104. Good day I am female (Nicky ) from United State of America , I stayed in Ohio, and I have a bust up companies until I found this company e- mail that I used to get a loan for the company , and now I want help win this short medium to congratulate the above-mentioned companies for the fast and
    the money they lend me without any form of collateral, i loan $ 300,000 from the company to save my business and so much more , on the Internet I saw their e -mail ,everyone always bear witness to what they were doing, so I quickly on contact with them , and they all have everything sent 24 hours
    later for me , no stress , and my money was on my account, was I was surprised and feel happy , now I now have a standard business control agent that can help me , now I 'm going to those who need urgent loan , contact them in :wayne.matthewloanhome@outlook.com , he is a very good man, and I knows
    that he will immediately help you .. Here is it advise to borrow words of encouragement . For loan lenders Are you from financially and need credit ? Do you need loan to pay off credits and debts ? You need finance to start your own business ? Do you need to carry out large projects loans ? Do you
    have college credit ? Do you have funding for various other processes need E -mail contact :wayne.matthewloanhome@outlook.com

    ReplyDelete
  105. Hello
    I am Mrs Clara Andrews by name. I am out here to recommend the effort of Andrew

    Olsen,I was in need of a consolidation loan amount of 800,000USD and as soon as

    I got in contact with Andrew Olsen Loan Firm on Wednesday last week and on

    Friday last week as well I receive an alert from my bank(Royal Bank of Scotland

    Group) that the fund was transferred into my bank account,I want everybody on

    this site to contact Andrew Olsen now via email on how to get a loan because I

    got my loan from them and I am very sure he can help you too am so happy,

    contact them now.
    Email:olsenloancompany@gmail.com

    ReplyDelete
  106. My Name Is Mrs Rodrigueze Nancy, I want You all To be careful there.nobody
    can help you here or even suggest how you can get financial help.any
    answer of a loan lender to your question,you MUST ignore,because they
    are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of
    dollars…I really thank God for Mrs Mary James Loan Company I was referred
    to by my cousin,who is by name,Mr.Shepherd Luis Of pay day loan
    firm.They made my life a valuable one,and gave it a meaning.I was
    approved loan of $58,000.00 USD AND IN 28 HOURS after meeting up to
    their necessary requirements,my loan was deposited in my bank
    account.Though I was very nervous with the loan company at the first
    place due to my previous bad experiences,especially when the issue of
    me settling the transfer charges came up,I hold on to my faith due to
    the fact that my relative referred me,got it cleared,and as God should
    have it.little did I know that my financial shortcomings has come to a
    final HALT .If not for that quick referral from a relative of that
    genuine source ,I would have regretted my total life,because at that
    point in time I just divorced the father of my daughter,and my
    daughter (Beliana) was faced with a ” between life and death ”
    situation ..I was faced with her hospital bills and was also faced
    with foreclosure at my apartment.Details of the GOD SENT and RELIEVING
    source won’t be disclosed to you for now, for fear of impersonation (
    because it has being discovered that some persons are not really in
    need of financial help,but are there to impersonate real loan lenders
    through their phone numbers and email accounts,and acting to be them
    where necessary to those in real need)…I couldn’t comment on your post
    because it was a public place and I fear you would fall into the hand
    of all these fraudulent loan officers (even in US) like how they
    ripped me off.You must be able to convince me real hard,and provide
    good proofs,before I can give you the full details of this legitimate
    loan officer..Their charge is very affordable and reliable compare to
    many out there,their interest rates just 2%,little documentation,and
    little credit check(irrespective of your credit score,but you MUST
    have a good and liable income source) Her Name is Mrs Mary James, Feel
    free to email her at his via Email:maryjamesloanfirm3@gmail.com”and you will
    be free from scams. thanks as you read the greatest testimony of my
    life.

    Mrs Rodrigueze Nancy










    ReplyDelete
  107. Good Day To Everybody In this site i want to testify how i was rescue by Mr Richy Walters When i was Rip off I’m Mrs Castro vannesa by Name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scams everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr jOHAN Morrison who lend me a loan of $30,000 under 8hours without any stress. If you are in need of any kind of loan just contact him via email......skypebankloanfirm@gmail.com i am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr Richy Walters pray that God should give him long life. God bless him forever for the good things he has done in my life. Mrs Castro Vannesa.

    ReplyDelete
  108. HOW I GOT MY LOAN FROM A GENUINE LOAN LENDER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    Hello everyone!!!

    My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called ALVAROLOANCOMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different loan company, l made the right choice of contacting them. i filled the loan application form and proceeded, I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also made that which was requested of me and I was given a loan amount of $85,000 Dollars by this great Company (ALVAROLOANCOMPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOANCOMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOANCOMPANY now for your loan via email:alvaroloancompany@yahoo.com
    Thank You All For Your Understanding.

    Mrs.Lauren Travis

    ReplyDelete
  109. Good day.

    I can't hide this great testimony that take place in my life I will love everyone to know it and be partaker that is why I always place it on answer, I am Mrs,Natalie Cuttaia by name, I live in Texas, United State Of America, I want to thank (Mr.Bruce Brandon) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a loan of $100,000,00 as I was running out of money for feeding and rent. I was scammed $6,800 Dollars and I decided not to involve my self in such business again but a Friend of my introduced me to a loan firm due to my appearance and doings.

    And I told him that I am not interested of any loan deal anymore but he told me that there is still a nice lender who he will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $100,000.00usd, by this great Company (Bruce Brandon Loan Company) managed by (Mr.Potter Mark) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via: ( bruce.brandon071@gmail.com ) And you will be free from scams in the internet.

    All thanks to Mr.Bruce Brandon You are the one who remove me and my family out of poverty. The reason why i am doing this is that, i promise Mr.Bruce Brandon that if i truly got my loan, i will advertize his company and bring customers to his company. Contact him via ( bruce.brandon071@gmail.com )for the Loan you have been looking for..

    ReplyDelete
  110. My name Davidson Thompson, i am from California USA, married, i have been searching for a genuine loan company for the past 5 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me moneyless, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told him all that happened and he said he can help me, that he knows a loan company that can help me, that he just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i will advise everyone out there who are in need of loan to go for Mr.Bruce Brandon By Email ( bruce.brandon071@gmail.com they will never fails, your life shall change as mine did.

    ReplyDelete
  111. Hello,

    Here comes an Affordable loan that will change your life for ever,
    I am Mrs Lily Brown a certified loan lender, I offer loan to
    individual and public sector that are in need of financial Assistance
    in a low interest rate of 2%. Bad credit acceptable,The Terms and
    Conditions are very simple and considerate.You will never regret
    anything in this loan transaction because i will make you smile.

    I Mrs Lily Brown, will render the best of my services to all
    legitimate borrowers.You will never be disappointed by me in this
    transaction because you were not born to be a loser.Any interested
    clients should contact me Asap via Email(mrslilybrownco9@gmail.com)
    for further proceeds.

    Please fill the below application form and get back if interested and
    you will be glad of knowing a loan lender like Mrs Lily Brown

    BORROWER'S DATA

    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Sex:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    10)Monthly income:
    11)Next of Kin:
    12)Loan Amount Needed:
    13)Loan Duration:
    14)Purpose of Loan:

    As soon as you fill the form above, I will send you my loan Terms And
    Conditions Asap in order for us to proceed.

    I will be looking forward to hear from you so as to proceed.
    With Regards,

    ReplyDelete
  112. HOW I GOT MY LOAN FROM A GENUINE LOAN LENDER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    Hello everyone!!!

    My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called ALVAROLOANCOMPANY where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different loan company, l made the right choice of contacting them. i filled the loan application form and proceeded, I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also made that which was requested of me and I was given a loan amount of $85,000 Dollars by this great Company (ALVAROLOANCOMPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOANCOMPANY has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOANCOMPANY now for your loan via email:alvaroloancompany@yahoo.com
    Thank You All For Your Understanding.

    Mrs.Lauren Travis......

    ReplyDelete
  113. Hello every one I am Jackie Luna by name and i live in USA please i will like to talk about the goodness of GOD in my life after so many months of trying to get a loan on the internet and was scammed the sum of $2,800 i became so desperate in getting a loan from a legit lender online then a friend told me that there is a legit loan company where he got his loan fast and easy without any stress so he introduced me to a Man called Mr.Lewis Harry who is the manager of the company, So i applied for a loan sum of ($98,000.00) with low interest rate so the loan was approved and deposited into my bank account that was how i was able to get my loan, so i was able to pay off my bills. i am advising every one who is interested in getting a loan fast and easy to kindly contact them via email: lewisharry_lending@hotmail.com as well, So thanks as you read the greatest testimony of my life story and thanks be to GOD almighty for his goodness upon my life.I am Jackie Luna by name.

    ReplyDelete
  114. FINANCIAL INSTITUTE"

    My name is Mrs Sophia, I will not stop publishing this great loan company who helped me. I live in Oxford, UK. i am widowed with 3 kids, i have been searching for a genuine loan company for the past 3 months to finance my business but all i got was bunch of scams who made me to trust them and at the long run they took my money without giving anything in return, all my hope was lost, i got confused and frustrated, i find it very difficult to cater for my kids and my mother too, i never wanted to have anything to do with loan companies again, so i went to borrow some few money from a very good friend, i told her all that happened and she said she can help me, that she knows a loan company based in Dubai that can help me with an urgent loan at a very low interest rate, that she just got a loan from them, she directed me on how to apply for the loan by giving me the company's email address {heckertken@outlook.com}, i did as she instructed and applied, i never believed but i tried and to my greatest surprise i got the loan within 3 days of application, i couldn't believe it, i'm happy again and i am glad that such a loan company still exist Heckert Kenneth Financial Institute Dubai at heckertken@outlook.com for more inquiry.
    Have a splendid day ahead.

    ReplyDelete
  115. FINANCIAL INSTITUTE"

    My name is Mrs Sophia, I will not stop publishing this great loan company who helped me. I live in Oxford, UK. i am widowed with 3 kids, i have been searching for a genuine loan company for the past 3 months to finance my business but all i got was bunch of scams who made me to trust them and at the long run they took my money without giving anything in return, all my hope was lost, i got confused and frustrated, i find it very difficult to cater for my kids and my mother too, i never wanted to have anything to do with loan companies again, so i went to borrow some few money from a very good friend, i told her all that happened and she said she can help me, that she knows a loan company based in Dubai that can help me with an urgent loan at a very low interest rate, that she just got a loan from them, she directed me on how to apply for the loan by giving me the company's email address {heckertken@outlook.com}, i did as she instructed and applied, i never believed but i tried and to my greatest surprise i got the loan within 3 days of application, i couldn't believe it, i'm happy again and i am glad that such a loan company still exist Heckert Kenneth Financial Institute Dubai at heckertken@outlook.com for more inquiry.
    Have a splendid day ahead.

    ReplyDelete
  116. Do you need a loan for any reason? Do you need a loan to start up a business? you can get afforable loan from us at 3% interest rate contact us via email: markwilliamsfinanceagency@gmail.com

    ReplyDelete
  117. Hello Every One, My Name is FERDINARD LUCAS i live in USA FLORIDA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling dad with four kids and i have been going through a serious problem as my son encountered a terrible accident last weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender MR BUHARI DANGOTE who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $400,000 USD and i payed for my son surgery and thank GOD today he is okay and can walk and is working and the burden is no longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender MR BUHARI DANGOTE and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via email=buhariloanfirm@aol.com OR call him online=+2348157905793 and i want you all to pray for this man for me.

    THANKS

    FERDINARD LUCAS

    ReplyDelete



  118. HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom
    **********************************************************************************

    Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require.

    STAY BLESS
    REV.FR.VINCENT HARRY
    SIS ELIZABETH NICOLAS [ASST]
    HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM
    EMAIL ADDRESS---holyapostlescatholicchurchloan@gmail.com
    HEAD OFFICE-----47 Cumberland Street, London SW1V 4LY United Kingdom

    ReplyDelete

  119. Hello Everybody,

    My name is Mrs. Ben Janny. I live in USA and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $20,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $20,000.00 U.S. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs. Ben Janny that refer you to him. Contact Mr. James Bone via email: (erivanloancompany@yahoo.com)

    ReplyDelete
  120. Dear Sir/ Madam

    Are you interested in obtaining a loan at an interest rate of 3%, you

    need a loan for a business transaction, buying a car, house

    purchase bad credit card and other E.T.C we give out long term loan

    for five to fifty years maximum with 3% interest in
    Maybe you like it

    well tell us the amount you need so that we will send to you the terms and

    provided that, if you're really interested in getting
    loan from us,

    Loans issued in Great British Pounds and U.S. dollar.


    We can give you the best satisfaction in getting a loan from us. as

    given guarantees and insurance that you will get your loan amount in your

    Personal bank account in your country. What takes only 48 hours

    Banking process. We also provide software and
    unsecured loans for

    Running your business. you can kindling reach us via < leechangloancompany.ch@gmail.com >

    ReplyDelete
  121. Nice Info! In old days there is no facility that one can buy their medicine online but now the time has changed.Today we can buy medicine online.

    Best Online Pharmacy Store | Best Ayurvedic Medicine Shop Online

    ReplyDelete
  122. Attention Please,

    This is to announce to the General public about a genuine lender online that helped me when i was in financial difficulties. I am Mrs Giselle Dawn living in Virginia, Manassas, USA. I was stuck in a financial situation and i needed to refinance my business and also to buy a home. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, i was introduced to a private loan lender by names Mr.Robin Toby who gave me a loan of $500,000USD and today my business has improved and I'm now a owner of a home. So, I'm here to let you know that if you must contact any firm with reference in getting a loan with low interest rate of 2% and better repayment plans and schedule, please contact Mr.Robin Toby. He doesn't know that I'm doing this but i will like others to know that there are still some good persons out there who is still willing to assist those in financial difficulties so i decided to let people know more about him. You can contact him through his email at {robinloanservices@gmail.com} to get a genuine loan offer today.

    ReplyDelete
  123. Do you want to become very rich, famous or powerful in life? Please note that you will receive $1,000,000.00 in Illuminati Club Member for every person I successfully recruit. so contact illuminatibrotherhood01@gmail.com now for more information on how you will be fully initiated into the illuminati member and get all you need in life.

    ReplyDelete
  124. Good day.

    I can't hide this great testimony that take place in my life I will love everyone to know it and be partaker that is why I always place it on answer, I am Mrs,Natalie Cuttaia by name, I live in Texas, United State Of America, I want to thank (Mr.Bruce Brandon) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a loan of $100,000,00 as I was running out of money for feeding and rent. I was scammed $6,800 Dollars and I decided not to involve my self in such business again but a Friend of my introduced me to a loan firm due to my appearance and doings.

    And I told him that I am not interested of any loan deal anymore but he told me that there is still a nice lender who he will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $100,000.00usd, by this great Company (Bruce Brandon Loan Company) managed by (Mr.Potter Mark) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via: ( bruce.brandon071@gmail.com ) And you will be free from scams in the internet.

    All thanks to Mr.Bruce Brandon You are the one who remove me and my family out of poverty. The reason why i am doing this is that, i promise Mr.Bruce Brandon that if i truly got my loan, i will advertize his company and bring customers to his company. Contact him via ( bruce.brandon071@gmail.com )for the Loan you have been looking for..

    ReplyDelete
  125. Hello Every One, My Name is Mrs Cililer Martina i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my son encountered a terrible accident last weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again, and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mrs Mary James who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $150,000 USD and i payed for my son surgery and thank GOD today he is okay and can walk and is working and the burden is no longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mrs Mary James and i will advise anyone in genuine and serious need of loan to contact this GOD fearing woman via email.maryjamesloanfirm3@gmail.com and i want you all to pray for this woman for me.

    THANKS

    Mrs Cililer Martina


    ReplyDelete
  126. This is Mrs. Mary James Loan Company that was set up by Mrs. Mary James. It is an established institute set up to help our fellow human being and also those passing through financial problems And also the Unbelievers, it is a well known Mrs. Mary James Loan Company and established by Mrs. Mary James to help the whole wide world from financial crises. Mrs. Mary James with 13years experience and who has record tremendous success is ready to put an end to that your financial problems we give out loan from the duration of 1 to 30 years and from the range of 1000USD to 75,000,000USD. The most important part is our rate of interest which is brazed on 3% and we give a well calculated and repayment schedule to all our applicant world wide. We offer loan as: Lending money for the purchase of home or apartment Lending money for investment or other agricultural Lending money for the purchase of motor car etc ... Ready to refund money Loan money to a project Ready money for all purchases. And all kinds of loan you wish to apply for. So.if you are in need of a loan today,contact us via;maryjamesloanfirm3@gmail.com

    Mrs. Mary James

    ReplyDelete
  127. My Name Is Mrs Helley Jenna I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Tony Tarton Loan Company I was referred to by my cousin,who is by name,Mr.Shepherd Luis Of pay day loan firm.They made my life a valuable one,and gave it a meaning.I was approved loan of $78,000.00 USD AND IN 28 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan company at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (Beliana) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 2%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is Mr Tony Harton, Feel free to email him at his via Email:tonyharton32@gmail.com”and you will be free from scams. thanks as you read the greatest testimony of my life.

    Mrs Helley Jenna

    ReplyDelete
  128. Are you in financial distress and you need an urgent loan private and commercial loan between the range of $5,000.00 to $50,000,000.00 US Dollars contact us now at Golden Loan firm for more information at goldenloancompany@yahoo.co.uk

    Contact Us Now for your loan if interested At !
    Email: goldenloancompany@yahoo.co.uk

    Regards,
    Smith Anderson
    Director

    ReplyDelete
  129. am Penny song i was in need of a loan of S$70,000 and was scammed by those fraudulent lenders and a friend introduce me to Mr Akim Lim,and he lend me the loan without any stress,you can contact him at akimlim_loanfirm19@yahoo.com

    ReplyDelete
  130. Dear Sir/ Madam

    Are you interested in obtaining a loan at an interest rate of 3%, you

    need a loan for a business transaction, buying a car, house

    purchase bad credit card and other E.T.C we give out long term loan

    for five to fifty years maximum with 3% interest in
    Maybe you like it

    well tell us the amount you need so that we will send to you the terms and

    provided that, if you're really interested in getting
    loan from us,

    Loans issued in Great British Pounds and U.S. dollar.


    We can give you the best satisfaction in getting a loan from us. as

    given guarantees and insurance that you will get your loan amount in your

    Personal bank account in your country. What takes only 48 hours

    Banking process. We also provide software and
    unsecured loans for

    Running your business. you can kindling reach us via < leechangloancompany.ch@gmail.com >

    ReplyDelete
  131. What an incredible story in my life, I am Mrs Wilecia Berbana,currently living in New York City, USA. I am a widow at the moment with three kids and i was stuck in a financial situation. Last two months i needed to refinance and pay my bills and some others serious debt. I was looking for a loan of $ 650,000.00 USD then I apply for a loan in one of the on-line loan company where i was scam about $3,800,00 usd in lending in the UK, but when I put the complain my good friend told me that the only place to get a loan on-line is MARY LOAN FIRM the company is 100% guarantee that if I apply in a business loan I am to get the loan without any delay in the transaction, so i did, with a great fear in my heart not to loose money for the second time. My brothers and sister i want to let you know that there are still good people in the world we can trust and have faith on. With the advice of my friend in which I ask the company for a loan last week and to my greatest surprise i just got my loan yesterday. My hope and trust was all gone but now i new there are real loan firm we can trust. Am using this opportunity to inform you all that if you are in need of a loan, do not go else where so sick for a loan. i have found a real loan lender that can help you because he told me that the success of the societies is his pride i want you to sick for a loan in MARY LOAN FIRM. Here are the company email: maryjamesloanfirm3@gmail.com And i promise you that your life will never remain the same again,
    I will be waiting to hear your own testimony.

    Mrs Wilecia Berbana

    ReplyDelete
  132. Good Day To Everybody In this site i want to testify how i was rescue by Mr Razaq Azeez When i was Rip off last month I’m Mr Christ by name. i want to use this medium to alert all loan seekers to be very careful because there are scams everywhere.Few weeks ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr Mr Razaq Azeez who lend me a loan of $50,000 under 4hours without any stress. If you are in need of any kind of loan just contact him via email.. (razaqazeezloanfirm@outlook.com) i am using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr Mr Razaq Azeez,i pray that God should give him long life. God bless him forever for the good things he has done in my life.

    ReplyDelete
  133. This is Mrs. Mary James Loan Company that was set up by Mrs. Mary James. It is an established institute set up to help our fellow human being and also those passing through financial problems And also the Unbelievers, it is a well known Mrs. Mary James Loan Company and established by Mrs. Mary James to help the whole wide world from financial crises. Mrs. Mary James with 13years experience and who has record tremendous success is ready to put an end to that your financial problems we give out loan from the duration of 1 to 30 years and from the range of 1000USD to 75,000,000USD. The most important part is our rate of interest which is brazed on 3% and we give a well calculated and repayment schedule to all our applicant world wide. We offer loan as: Lending money for the purchase of home or apartment Lending money for investment or other agricultural Lending money for the purchase of motor car etc ... Ready to refund money Loan money to a project Ready money for all purchases. And all kinds of loan you wish to apply for. So.if you are in need of a loan today,contact us via;maryjamesloanfirm3@gmail.com

    Mrs. Mary James

    ReplyDelete
  134. Hello,

    To properly introduce myself, I am Mr RODRIGO LULI a private lender i
    give out loan at 3% interest rate. This is a financial opportunity at
    your door step, apply today and get your fast loan. There are many out
    there looking for financial opportunity or assistance all over
    the places and still yet they are unable to get one. But this is a
    financial opportunity at your door step and as such you can't afford
    to miss this opportunity. This service is render to both
    individuals,companies,business men and women. The loan amount
    available ranges from any amount of your choice For more information
    contact us via email: rodrigoluliloanfirm@yahoo.com

    LOAN APPLICATION FORM FILL AND RETURN.

    Full Name:

    Personal Phone Number:

    Country:

    Address:

    State:

    Age:

    Have you applied before?:

    Marital Status:

    Loan amount needed as loan:

    Loan Duration:

    Occupation:

    Monthly Income:


    In acknowledgment of these details, We shall send you our terms along with repayment schedule and If you agree to the terms and conditions ,you stand to get your loan within 24hours. This depends on your seriousness and urgency in obtaining the loan.
    I gladly await your swift response,

    Yours Sincerely,

    Mr Rodrigo Luli.

    ReplyDelete
  135. Good Day Everybody,
    I can't hide this great testimony that take place in my life I will
    love everyone to know it and be partaker, I am Mrs Victoria Pohoata by
    name, I live in California, United State Of America, I want to thank
    (Mr.Andrew Lucas) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and here
    here on earth. Just some Months Back, I was in search for a loan of
    $35,000,00 as I was running out of money for feeding and rent. I was
    scammed $1,800 Dollars and I decided not to involve my self in such
    business again but a Friend of mine introduced me to a loan firm due to
    my appearance and doings.

    And I told him that I am not interested of any loan deal anymore but
    he told me that there is still a nice lender who he will recommend me
    to, and I made a trial and I am most grateful lucky am I today, I was
    given a loan amount of $35,000.00usd, by this great Company
    (Andrew loan firm) managed by (Mr.Andrew Lucas) If you are
    in need of a genuine or legit loan or financial assistance and you
    can be reliable and trusted of capable of paying back at the due
    time of the funds I will advice you to, contact him via:(andrewlucasloanfirm7@gmail.com)
    And you will be free from scams on the internet.

    All thanks to Mr.Andrew Lucas, You are the one who brought me and my
    family out of poverty. The reason why i am doing this is that, i
    promise Mr.Andrew Lucas that if i truly got my loan, i will
    advertize his company and bring customers to his company. Contact him
    now at (andrewlucasloanfirm7@gmail.com) for the Loan you have been
    looking for is right on your door step if you contact this great company
    via:andrewlucasloanfirm7@gmail.com

    God will continue to bless you and your family

    thanks you all and be wise to be free from scams if you
    contact him, for we are pencil in the hand of God

    Mrs Victoria Pohoata

    ReplyDelete
  136. This comment has been removed by the author.

    ReplyDelete
  137. Good Everybody,
    I am Mrs Shorn,currently living in Canada,I am a widow at the
    moment with three kids and i was stuck in a financial situation by
    august 2013 and i needed to refinance and pay my bills for my son
    medication. I tried seeking loans from various loan firms both private
    and corporate but never with success,and most banks declined my
    credit. But as God would have it, i was introduced to a man of God a
    private loan lender by a friend named Mr Zach and i got a loan sum
    of $700,000USD and today am a business owner and my kids are doing
    well at the moment. So dear,if you must contact any firm with
    reference to securing a loan with low interest rate of 2% and better
    repayment plans and schedule,please contact Mrs Jasmie Ralston She
    doesn’t know that am doing this but am so happy now and i decided to
    let people know more about her,she offers all kinds of loans to both
    individuals and company and also i want God to bless her more. You can
    contact her through her email via: jasmiefinance@yahoo.com

    ReplyDelete
  138. Good Everybody,
    I am Mrs Shorn,currently living in Canada,I am a widow at the
    moment with three kids and i was stuck in a financial situation by
    august 2013 and i needed to refinance and pay my bills for my son
    medication. I tried seeking loans from various loan firms both private
    and corporate but never with success,and most banks declined my
    credit. But as God would have it, i was introduced to a man of God a
    private loan lender by a friend named Mr Zach and i got a loan sum
    of $700,000USD and today am a business owner and my kids are doing
    well at the moment. So dear,if you must contact any firm with
    reference to securing a loan with low interest rate of 2% and better
    repayment plans and schedule,please contact Mrs Jasmie Ralston She
    doesn’t know that am doing this but am so happy now and i decided to
    let people know more about her,she offers all kinds of loans to both
    individuals and company and also i want God to bless her more. You can
    contact her through her email via: jasmiefinance@yahoo.com

    ReplyDelete
  139. So many answers, to find the right answer and to find a good and trusted loan lender online is very rare as a result of that, so many numerous fraudster that claims to be a true lender. I'm posting this information to whosoever that is in need of loan for establishment, debt consolidation loan, business loan, personal loan, home loan and loan for any other purposes. Mrs Giselle Dawn referred me to Mr Crist Luis, I thought it was a joke and one of those numerous fraudster that claims to be a true lender, I contacted Mr Crist Luis and he processed my application and helped me out with a loan sum of $300,000.00.

    I'm glad to let you all know that I have been able to pay my bills, start up my fashion designing business with the loan Mr Crist Luis gave me. I am recommending anyone who is interested in getting a loan to kindly contact them now to obtain a fast and easy loan. Email: cristluisloanservices@outlook.com Endeavor to inform him that I Casey Julie referred you because they only attend to those who are referred to them. Greetings.

    ReplyDelete
  140. Hello,

    I am Mr Paul Hart a private loan lender and we give loan at 3% interest rate, i offer loans to individuals and companies or group of people who are financially down.
    It is a financial Opportunity at your door step up today and get a quick look there loan.
    There many financial Opportunity and assistance Throughout the site and are still can not take it. But it is a financial Opportunity at the door step, and droughts and can't miss this golden Opportunity.
    The service is provided to Individuals, companies, and business men and women. The amount loan available in a range from $ 1,000.00 is $ 500,000,000.00 or Your choice. here are some questions: Are you in need of loan no Meaning, you want it pay accounts You are in financial problem?, You need financial solution?. Here is the solution for all your financial problems.
    I give out loans for project, business, taxes, bills, and many Other Reasons, our loan are easy and * censored * For more information contact us by e-mail: paulhartloanfirm@yahoo.com

    FIRST necessary information
    Name and surname .......... ......................................................

    Personal phone number ......................................................

    Country .......... ......................................................

    Address :......... ......................................................

    State .......... ......................................................

    Age .......... ......................................................

    Sex .........................................................

    Have you applied before ? .......... ......................................................

    Marital Status .......... ......................................................

    The loan amount needed .......... ......................................................

    Duration of loans .......... ......................................................

    Do you speak English ?......... ......................................................

    Purpose of credit .......... ......................................................

    Occupation .......... ......................................................

    Monthly income ......................................................

    SOME ANSWERED FAQS (Frequently Asked Questions)

    We have 1 simple form for you to fill out to apply for a loan. fill it out
    and email it to me. The application covers the below 2 topics.
    * Credit authorization* Borrower information
    1. What is the interest rate?The interest rate depends upon the project. The rate is 3% interest only annual interest rate payable monthly.
    2. How long is the loan for?You can choose a convenient duration, to suite your pocket. There is no pre payment penalty
    3. Does my credit matter? No
    4. Where do you loan? We loan World wide
    5. How long does it take to fund?After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.
    6. How much will my payments be?That will be calculated for you and sent to you in a repayment schedule along with the loan terms.
    I gladly awaits your swift response,

    best Regards,

    Mr Paul Hart.

    ReplyDelete
  141. Greetings to You,

    Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But TONY WELSH LOAN FIRMS. has made that difference in the lending industry.TONY WELSH LOAN FIRMS.. has been accredited by the lender’s council to give out loans to local and international clients at 3% rate . We have been given the privilege to meet your financial needs. The issue of credit shouldn't stop you from getting the loan that you need.

    Our Services Include the Following:-
    *Investors Loans
    *Debt Consolidation
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    No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. TONY WELSH LOAN FIRMS, says yes when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from us: Kindly respond immediately to this

    email::::tonywelshloanfirms@gmail.com

    Loan Application Details
    ==================================================================================================================

    Name:
    Address:
    Loan Amount:
    Loan duration:
    Nationality:
    Country:
    State:
    Zip/Code:
    Gender:
    Age:
    Marital Status:
    Telephone:
    Mobile phone:

    NOTE:You shall receive the loan conditions and terms once we received your
    filled loan form so i look forward to hearing from you.

    Best Regards

    Mr Tony Welsh

    ReplyDelete
  142. If you need a loan from a trusted lender, with trusted conditions at a reasonable interest rate of 3%, then you are advised to visit for more info.
    You will be glad you did.

    email: j_carl20@yahoo.com

    www.jamescarlfirms.webs.com

    ReplyDelete
  143. Hello everyone...

    I am Nicole Morgan by name, currently living in California, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in August 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $87,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Jad Harb. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: jadloandevelopers@yahoo.com

    ReplyDelete
  144. Hello everyone...

    I am Nicole Morgan by name, currently living in California, USA. I am a widow at the moment with two kids and i was stuck in a financial situation in August 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Man of God a private loan lender who gave me a loan of $87,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 2% interest rate and better repayment plans and schedule, please contact Mr Jad Harb. He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email: jadloandevelopers@yahoo.com

    ReplyDelete
  145. Hello, I am Mr perry, a private loan lender who
    gives life time opportunity loans.
    Whether you need an urgent loan to pay off your debts or you need a loan
    to enhance your business?
    you been rejected by
    banks and other financial institutions ?
    Are you in need of a consolidation loan or mortgage?
    searching again because we are here to make all your financial problems thing
    of the past. We lend funds to individuals
    in need of financial assistance, that have a bad credit or in need of money
    to pay bills, to invest on business at a rate of 2%. I want to use this
    medium to inform you that we provide a reliable and beneficiary assistance and
    will be willing to offer a loan.So contact us today via email:
    perryclementloan@gmail.com Data BORROWER 'S
    1) Full Name: ..... ..................................................
    2) State: .............................................. .............
    3) Address: ................................. .........................
    4) Country: ..................... .........................................
    5) Sex: ..... .................................................. .........
    6) Marital Status: .................................... .............
    7) Occupation: ................................. ....................
    8) Phone Number: ......................... .......................
    9) Currently position in the workplace: .................. ...
    10) Monthly income: .......................................... ...
    11) Loan Amount Needed: .....................................
    12) Duration loans: ................................................
    13) Purpose of Loan: ............................................
    14 ) Religion: ............................................... .........
    15) Do you apply before .................................
    Thank you ,mr. perry

    ReplyDelete
  146. ICC Mortgage And financial Services,Is a sincere and certified private Loan company approved by the Government,we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000
    Dollars, Euro and Pounds.We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.
    Available now
    MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE
    AND MORE
    Available now..
    Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly
    installment payments.
    {nicholasbrush.icc@gmail.com}

    Regards,
    Nicholas Brush

    ReplyDelete
  147. This is Mrs. Mary James Loan Company that was set up by Mrs. Mary James. It is an established institute set up to help our fellow human being and also those passing through financial problems And also the Unbelievers, it is a well known Mrs. Mary James Loan Company and established by Mrs. Mary James to help the whole wide world from financial crises. Mrs. Mary James with 13years experience and who has record tremendous success is ready to put an end to that your financial problems we give out loan from the duration of 1 to 30 years and from the range of 1000USD to 75,000,000USD. The most important part is our rate of interest which is brazed on 3% and we give a well calculated and repayment schedule to all our applicant world wide. We offer loan as: Lending money for the purchase of home or apartment Lending money for investment or other agricultural Lending money for the purchase of motor car etc ... Ready to refund money Loan money to a project Ready money for all purchases. And all kinds of loan you wish to apply for. So.if you are in need of a loan today,contact us via;maryjamesloanfirm3@gmail.com

    Mrs. Mary James

    ReplyDelete
  148. My name is Mr Henry Josh and i live in the USA California and life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first SON needed a kidney transplant and all our savings were going towards his medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my wife will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 12 hours through bank transfer and you know, it was all like a dream and i called Mr Daniel Jones A Man who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest man on earth because by GOD’S grace, my SON kidney transplant was successful and today he is healthy, i and my family are living very comfortable and happy and if you are in my former situation or in serious and legitimate need of a loan, you can reach this GOD sent lender via fidelityloanfirm@outlook.com

    ReplyDelete
  149. looks like you can use help from a pharmacy with some genuine pills

    ReplyDelete

  150. LOAN OFFER APPLY NOW

    Have you been denied loan by banks and other financial bodies? Then contact us now as we provide unsecured loans at a minimized interest rate of 3% within the shortest period, in order to meet the financial request of our numerous applicants.To apply, send down the details below

    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    You will be contacted within 24 hours with the loan terms and conditions as soon as the details have been received. Send the details to us via email.-----tonywelshloanfirms@gmail.com

    Mr Tony Welsh

    C.E.O


    ReplyDelete
  151. Good day ladies and gentle men am Mrs Nelson Iva a God fearing and honest loan lender who can change your life from bad to Good i want you to understand the fact that i give my loans out in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret in this loan transaction because i will make you smile through out this transaction, because you where not born to be a loser my terms and conditions are very simple what are you waiting for asap why don't you try Mrs Nelson Iva loan company and be free from debts, Any interested
    clients should contact me Asap via Emai:(Nelsonivaloanfirm@gmail.com) for further proceeds.


    Please fill the below application form and get back if interested and
    you will be glad of knowing a loan lender like Mrs Mrs Nelson Iva

    BORROWER'S DATA

    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Gender:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Monthly income:
    10)Loan Amount Needed:
    11)Loan Duration:
    12)Purpose of Loan:


    I will be looking forward to hear from you so as to
    proceed.

    Kind Regards

    Mrs Nelson Iva

    ReplyDelete
  152. Good Day,
    I am a private investor. I give out secured and unsecured guarantee loans to
    Business men and women who are into Business transaction, automobile
    purchase, house purchase loan and other personal loans E.T.C. we give out
    long term loan for five to fifty years maximum with 3% interest rate in this
    you can as well tell us the amount you need so that we will send to you the
    terms and condition that is if you are really interested in getting a loan
    from us,contact us via email address; poetjonesloanfirm@gmail.com
    Mr.Allen Smith

    ReplyDelete
  153. Pharmacy is one of the course related to medicine field. There are many colleges that provides pharmacy courses. Pharmacy is one of the branches of the health sciences dealing with the preparation, dispensing and Proper utilization of drugs.
    Top Pharmacy colleges in Bangalore-2014 Thanks for sharing.

    ReplyDelete
  154. Do you think of getting a loan? are you seriously in need of an urgent loan to start up your own business? Are you in debt? This is your chance to achieve your desire because we give out personal loans, business loans, and corporate loans, and all kinds of loan with 2% interest for more information contact us via email: spencerfordloanfirm@yahoo.com

    ReplyDelete
  155. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE LOAN COMPANY LAST WEEK
    ==================================================================
    I can't hide this great testimony that take place in my life I will
    love everyone to know it and be partaker, I am MRS LAUREN TRAVIS by
    name, I live in California, United State Of America, I want to thank
    (Mr Alvaro Amaranto) for his kindness upon my family life.

    I never knew that there is still nice lender like this on internet and here
    here on earth. Just some Months Back, I was in search for a loan of
    $50,000,00 as I was running out of money for feeding and rent. I was
    scammed $2,800 Dollars and I decided not to involve my self in such
    business again but a Friend of mine introduced me to a loan firm due to
    my appearance and doings.

    And I told him that I am not interested of any loan deal anymore but
    he told me that there is still a nice lender who he will recommend me
    to, and I made a trial and I am most grateful lucky am I today, I was
    given a loan amount of $50,000.00usd, by this great Company
    (Alvaro loan company) managed by (Mr Alvaro Amaranto) If you are
    in need of a genuine or legit loan or financial assistance and you
    can be reliable and trusted of capable of paying back at the due
    time of the funds I will advice you to, contact him via:(Alvaroloancompany@yahoo.com) And you will be free from
    scams on the internet.

    All thanks to Mr Alvaro Amaranto You are the one who brought me and my
    family out of poverty. The reason why i am doing this is that, i
    promise Mr Amaranto that if i truly got my loan, i will
    advertize his company and bring customers to his company. Contact him
    now at (Alvaroloancompany@yahoo.com) for the Loan you have been
    looking for is right on your door step if you contact this great company
    via:Alvaroloancompany@yahoo.com

    God will continue to bless you and your family

    thanks you all and be wise to be free from scams if you
    contact him
    for we are pencil in the hand of God

    email:Alvaroloancompany@yahoo.com
    ======================================================================

    ReplyDelete
  156. Do you need 100% Finance? I can service your financial need with less payback problem that is why we fund you for just 3%. Whatever your
    circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us
    at:jamesluiosloans12@gmail.com

    1. Full Names:............................
    2. Contact Address:.......................
    3. Loan Amount Needed:....................
    4. Duration of the Loan...................
    5. Direct Telephone Number:.................

    Best Regards,
    Mr James Luios

    ReplyDelete
  157. It seems like it must be rigorous to go to pharmacy school like this. Like all things, it would take a lot of hard work and dedication. I think I would really enjoy doing something like this.

    http://premiercustompharmacy.com

    ReplyDelete
  158. Are you in need of a loan? Do you need financial help? Have the bank refuse to grant you loan? Or you need a loan to start up a business? We offer loan out with the interest rate of 3%. If you need any kind of loan, simply contact us at SGR Marketers via our email; Email: sgrmarketers@gmail.com

    ReplyDelete
  159. HERE IS MY SUCESSFULL STORY

    My names are Mrs maris garcia from USA i want to use this opportunity to tell the whole world that this great legitimate,reliable and trusted lender Mr.Berry Jones,the CEO of berry Jones lender company lend me a loan of ($5,000,000,00) five million dollars when i needed a loan to pay some depth and build a restaurant after i was been scam by some various and fake company that claim to be a lender on internet,when we started i thought he is like others fake company that claim to be a lender but he ask me to lay my trust on him and do my best and live the rest for him i did every thing he required to secure a loan from his company,and he told me that my loan funds is going to be deposited in the bank that as soon as my loan is been deposited that they will email me the scan copy of the deposit slip after some hours they really did,he also told me that the bank will notify me the rest details on how my funds will be transferred into my bank account and instructed me to cooperate with the bank to transfer my loan funds into my bank account in USA, some days later i received the bank email that they have now proceeded to transfer my loan funds that my cooperation is highly needed and i said with God all thing are possible,then i cooperate with them,days later i received another email from the bank again and they said that my loan funds is completely transferred into my bank account that i should go and confirm from my bank in USA immediately my bank alerted me that ($5,000,000,00) was completely transferred into my bank account and i said to my self that i am not going to keep this alone that i will say it to the whole world that there are still legitimate lender like Mr jay,Please my good brother's and sister's my advise to you out there now is that do not die in silent the bible says ask and it shall be given unto you even when you have been deceive by those fake company too that claim to be a lender or you have been turn down in a process of trying to get a lone from the bank please i want you to contact this legitimate company do not hesitate to contact him and sheer the same testimony with me his company guarantyloanfirm759@gmail.com he will re-brand your life to a better one just like he did to me.
    sincerely
    maris garcia

    ReplyDelete
  160. HOW I GOT MY LOAN FROM A RELIABLE AND GENUINE LOAN COMPANY

    Hello everyone,

    My name is Laura Billey from Texas USA, 37 years of age , I want to inform you all about the goodness of the lord for finally leading me to a really and genuine loan lender named Mr Mason Diego, the managing director of Diego Loan Company after been scammed by other fake lenders, i was hopeless and didn't know who to trust while he came and put a great smile on my face at my greatest surprise. Anyone of you that have also be a victim of scam, you should bother no more cos, i have bring you good news and the only lender you can trust, just contact them now via: diegoloancompany@yahoo.com for more info on how to get your loan. And once again..... Thanks Be To Mr Mason Diego of diegoloancompany@yahoo.com for giving me a loan of 96,000.00USD.

    ReplyDelete
  161. Hello everyone,
    My name is Samantha Jeff, I am from the Texas, United State, am here to testify of how i got my loan from Mr Andre Frank {frankloancompany@yahoo.com} after i applied Two times from various loan lenders who claimed to be lenders right in this forum,i thought their lending where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr Andre Frank the C.E.O of Andre Frank Loan Company who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Andre Frank, who really help me with my loan and changed my lief for better. I don't know if you are in need of an urgent loan, free feel to contact Mr Andre Frank on his email{ Frankloancompany@yahoo.com} for help

    ReplyDelete
  162. Do you need 100% Finance? I can service your financial need with less payback problem that is why we fund you for just 3%. Whatever your
    circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us
    at:jamesluiosloans12@gmail.com

    1. Full Names:............................
    2. Contact Address:.......................
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    Best Regards,
    Mr James Luios

    ReplyDelete
  163. Good Day,

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    ReplyDelete
  164. Good Day,

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    ReplyDelete
  165. My name is Mr Henry Josh and i live in the USA California and life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first SON needed a kidney transplant and all our savings were going towards his medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my wife will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i got my loan within 12 hours through bank transfer and you know, it was all like a dream and i called Mr Daniel Jones A Man who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest man on earth because by GOD’S grace, my SON kidney transplant was successful and today he is healthy, i and my family are living very comfortable and happy and if you are in my former situation or in serious and legitimate need of a loan, you can reach this GOD sent lender via fidelityloanfirm@outlook.com

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